A checking account is one of those required things in life. You need access to a debit card for purchases or direct deposit from an employer. A checking account is almost the only way to enjoy these basic services. But if you’ve experienced financial challenges or unexpected events — and the ensuing bad credit — … Read more
Have you had issues with getting approved for a checking account recently? If you have had problems with banking in the past, it might seem as if getting a checking account is an impossible task. Whether you’ve had an account closed due to having unpaid overdraft charges or insufficient funds, getting a new bank account … Read more
Around 85% of banks and credit unions in the United States use ChexSystems to screen applicants for a new bank account. Despite the prevalence of ChexSystems, very few people have even heard of it, let alone know why or how it works. Most people only ever hear about ChexSystems once they are denied the opportunity … Read more