A checking account is one of those required things in life. You need access to a debit card for purchases or direct deposit from an employer. A checking account is almost the only way to enjoy these basic services. But if you’ve experienced financial challenges or unexpected events — and the ensuing bad credit — … Read more
Advertising Disclosure The Best No ChexSystems Banks. Guaranteed Approval. If you were recently denied a bank account, the bank may have told you it was based on a negative ChexSystems report. And since a huge portion of banks and credit unions use ChexSystems, it’s not like you can walk across the street and open a … Read more
Advertising Disclosure You might be surprised by the number of people in the U.S. that are not eligible for a regular checking account. According to the FDIC, about 7.7% of American households, or almost 17 million people, are unbanked, and part of the reason involves having bad credit or poor banking histories. Making mistakes with … Read more